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Mnogi se pitaju koliku bi plaću trebali imati tijekom života da bi kasnije imali mirovinu od 2000 eura, a odgovor nije utješan, prenosi Slobodna Dalmacija.

Ako želite u starosti imati njemačku mirovinu od 2.000 eura, tijekom radnog vijeka morate imati natprosječnu plaću, piše Fenix magazin. U teoriji zvuči jednostavno: što su vam veći prihodi, to su veći i vaši mirovinski doprinosi. A što su veći vaši mirovinski doprinosi, to više mirovinskih bodova zarađujete, koji na kraju povećavaju mirovinu.

U praksi naravno to malo drugačije izgleda. Svaki posao nije plaćen onoliko koliko bi trebao biti, ekonomske krize dovode do nezaposlenosti ili zbog obiteljskih situacija kada morate uzeti pauzu od posla ili smanjiti radno vrijeme.

Koliko moram novca zaraditi?

Ako želite primati mirovinu od 2.000 eura mjesečno vaša plaća mora biti desetljećima iznad prosjeka, navode njemački mediji.

Na obračun mirovine u Njemačkoj utječe nekoliko faktora, među kojima su mirovinski bodovi, trenutna vrijednost mirovine, te faktor vrste mirovine.

Na temelju navedene prosječne zarade za 2022. godinu, morate primati sljedeću plaću da biste dobili mirovinu od 2.000 eura mjesečno:

Muškarci na zapadu: 4.740,23 eura (3.290 eura x 1,4408 mirovinskih bodova)

Žene na zapadu: 6.873,47 eura (3.290 eura x 2,0892 mirovinskih bodova)

Muškarci na istoku: 4.211,55 eura (3.150 eura x 1,3370 mirovinskih bodova)

Žene na istoku: 4.516,16 eura (3.150 eura x 1,4337 mirovinskih bodova)

Dug put do mirovine od 2.000 eura

Kako navode njemački mediji, mjesečnu mirovinu od 2.000 eura nije tako lako zaraditi. Prema podacima Njemačkog mirovinskog osiguranja, prosječni umirovljenik na zapadu je krajem 2020. godine zarađivao 1.172 eura bruto mjesečno, a prosječna umirovljenica samo 741 euro. Na istoku su muškarci u prosjeku imali 1.249 eura, a žene 1.065 eura.

Vrlo malo građana u Njemačkoj prima mirovinu veću od 2.000 eura – većina njih su muškarci. U 2021. godini 16,1 posto muškaraca primalo je mirovinu veću od 1.800 eura mjesečno, dok je to ostvarilo samo 2 posto žena, piše Fenix magazin.

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Mnogi se pitaju koliku bi plaću trebali imati tijekom života da bi kasnije imali mirovinu od 2000 eura, a odgovor nije utješan, prenosi Slobodna Dalmacija.

Ako želite u starosti imati njemačku mirovinu od 2.000 eura, tijekom radnog vijeka morate imati natprosječnu plaću, piše Fenix magazin. U teoriji zvuči jednostavno: što su vam veći prihodi, to su veći i vaši mirovinski doprinosi. A što su veći vaši mirovinski doprinosi, to više mirovinskih bodova zarađujete, koji na kraju povećavaju mirovinu.

U praksi naravno to malo drugačije izgleda. Svaki posao nije plaćen onoliko koliko bi trebao biti, ekonomske krize dovode do nezaposlenosti ili zbog obiteljskih situacija kada morate uzeti pauzu od posla ili smanjiti radno vrijeme.

Koliko moram novca zaraditi?

Ako želite primati mirovinu od 2.000 eura mjesečno vaša plaća mora biti desetljećima iznad prosjeka, navode njemački mediji.

Na obračun mirovine u Njemačkoj utječe nekoliko faktora, među kojima su mirovinski bodovi, trenutna vrijednost mirovine, te faktor vrste mirovine.

Na temelju navedene prosječne zarade za 2022. godinu, morate primati sljedeću plaću da biste dobili mirovinu od 2.000 eura mjesečno:

Muškarci na zapadu: 4.740,23 eura (3.290 eura x 1,4408 mirovinskih bodova)

Žene na zapadu: 6.873,47 eura (3.290 eura x 2,0892 mirovinskih bodova)

Muškarci na istoku: 4.211,55 eura (3.150 eura x 1,3370 mirovinskih bodova)

Žene na istoku: 4.516,16 eura (3.150 eura x 1,4337 mirovinskih bodova)

Dug put do mirovine od 2.000 eura

Kako navode njemački mediji, mjesečnu mirovinu od 2.000 eura nije tako lako zaraditi. Prema podacima Njemačkog mirovinskog osiguranja, prosječni umirovljenik na zapadu je krajem 2020. godine zarađivao 1.172 eura bruto mjesečno, a prosječna umirovljenica samo 741 euro. Na istoku su muškarci u prosjeku imali 1.249 eura, a žene 1.065 eura.

Vrlo malo građana u Njemačkoj prima mirovinu veću od 2.000 eura – većina njih su muškarci. U 2021. godini 16,1 posto muškaraca primalo je mirovinu veću od 1.800 eura mjesečno, dok je to ostvarilo samo 2 posto žena, piše Fenix magazin.

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Tom Dubravec/Cropix
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StoryEditorOCM
Hrvatska i svijetMUKOTRPAN PUT

Brojni poslovi nisu plaćeni onoliko koliko bi trebali biti, zaraditi nije lako, a evo koliku plaću trebate imati danas, kako biste ostvarili mirovinu od 2.000 eura

Piše dv
14. studenog 2022. - 19:08
19715136
Tom Dubravec/Cropix

Mnogi se pitaju koliku bi plaću trebali imati tijekom života da bi kasnije imali mirovinu od 2000 eura, a odgovor nije utješan, prenosi Slobodna Dalmacija.

Ako želite u starosti imati njemačku mirovinu od 2.000 eura, tijekom radnog vijeka morate imati natprosječnu plaću, piše Fenix magazin. U teoriji zvuči jednostavno: što su vam veći prihodi, to su veći i vaši mirovinski doprinosi. A što su veći vaši mirovinski doprinosi, to više mirovinskih bodova zarađujete, koji na kraju povećavaju mirovinu.

U praksi naravno to malo drugačije izgleda. Svaki posao nije plaćen onoliko koliko bi trebao biti, ekonomske krize dovode do nezaposlenosti ili zbog obiteljskih situacija kada morate uzeti pauzu od posla ili smanjiti radno vrijeme.

Koliko moram novca zaraditi?

Ako želite primati mirovinu od 2.000 eura mjesečno vaša plaća mora biti desetljećima iznad prosjeka, navode njemački mediji.

Na obračun mirovine u Njemačkoj utječe nekoliko faktora, među kojima su mirovinski bodovi, trenutna vrijednost mirovine, te faktor vrste mirovine.

Na temelju navedene prosječne zarade za 2022. godinu, morate primati sljedeću plaću da biste dobili mirovinu od 2.000 eura mjesečno:

Muškarci na zapadu: 4.740,23 eura (3.290 eura x 1,4408 mirovinskih bodova)

Žene na zapadu: 6.873,47 eura (3.290 eura x 2,0892 mirovinskih bodova)

Muškarci na istoku: 4.211,55 eura (3.150 eura x 1,3370 mirovinskih bodova)

Žene na istoku: 4.516,16 eura (3.150 eura x 1,4337 mirovinskih bodova)

Dug put do mirovine od 2.000 eura

Kako navode njemački mediji, mjesečnu mirovinu od 2.000 eura nije tako lako zaraditi. Prema podacima Njemačkog mirovinskog osiguranja, prosječni umirovljenik na zapadu je krajem 2020. godine zarađivao 1.172 eura bruto mjesečno, a prosječna umirovljenica samo 741 euro. Na istoku su muškarci u prosjeku imali 1.249 eura, a žene 1.065 eura.

Vrlo malo građana u Njemačkoj prima mirovinu veću od 2.000 eura – većina njih su muškarci. U 2021. godini 16,1 posto muškaraca primalo je mirovinu veću od 1.800 eura mjesečno, dok je to ostvarilo samo 2 posto žena, piše Fenix magazin.

#PLACA#MIROVINA#NOVAC#EURI
12. svibanj 2024 04:15